Patrick Simasko is one of the most successful elder law attorneys in Michigan. As well as being a successful elder law attorney, Pat is also a licensed insurance agent for Simasko Financial. His self-effacing character, style and ability has garnered him prominence and recognition throughout the metro Detroit Area as well as the entire state.
Patrick has reached the pinnacle of the elder law and financial services industry. Past director of Macomb County Elder Law Committee and member of State of Michigan Elder Law Committee. He is the co-author of “How to Protect Your Family’s Assets from the Devastating Costs of Nursing Home Care”, Michigan Edition. Author of many articles for the State of Michigan Lawyers Weekly as well as the Macomb County Bar Association. Past Lobbyist for Region 1A of the United Auto Workers. He is a past Officer and current Director of the Alzheimer’s Association, Greater Michigan Chapter, Director Wayne State Institute of Gerontology, past Director Presbyterian Village Care facility. He has taught Doctors, Nurses, Social Workers, and Discharge Planners, Home Health Care Professionals the intricacies of Estate Planning, Medicaid and VA Benefits as well as Retirement and Tax Planning. and is referred by most as a wealth preservation planner. Patrick has been teaching wealth preservation techniques since 2004 and has held a life insurance and annuity license with the State of Michigan since 2002. A Partial list of the organizations that have asked Patrick to teach are the: Alzheimer’s Association, Wayne State University, Macomb Community College, William Beaumont Hospital, Henry Ford Hospital, Michigan Hospice Association and numerous state and county retiree associations. Many nursing homes have asked Patrick to train their staff and residence and just to name a few: Shelby Nursing Home, Cherrywood Nursing Home, Bortz Nursing Home, Medilodge Nursing Home. Read More
James education began by obtaining a Bachelor’s Degree in Accounting from the University of Detroit in 1984. He worked several years for both a CPA Firm and in Public Accounting for Macomb County government, before returning to law school. James received his law degree, in 1987, from Cooley Law School. James brings a wealth of experience both in and out of the courtroom, working with businesses, corporations and individuals from doctors, brokers and politicians to the average person. His experience consists of successfully litigated jury trials in twenty-five different courts, from capital life felony cases to civil death and litigation cases. He has also mediated well over one-thousand cases that never reached the trial stage. Though most rewarding, for Jim, has been helping clients prepare for retirement by protecting and preserving their assets so they won’t outlive their money.
As an Independent Financial Advisor, David Michael Howard sits down with clients and prepare a plan that is in-line with their legal plan.
David and his team focus on conservative investments at Simasko Financial, focusing on investments that preserve their clients' wealth with opportunity to accrue wealth.
David strives to provide clients with a wealth of information in the form of education on financial products and our services, calculators, and research reports. His specialty is to help clients better understand retirement planning and how he can make it easy to understand how they can protect their hard-earned assets.
David and his team have portfolios' developed for each type of client based on their level of risk; ranging from Income Preservation, Balanced Income, Balanced Growth, Growth, and Aggressive Growth. These portfolios are constantly updated to adapt to rapidly changing economical environment. Although they specialize in the elder community, they also provide financial guidance to prospective clients in all phases of their careers, and retirements.
David Michael Howard graduated from Central Michigan University with a Bachelor’s of Science in Business Administration, concentration in finance and economics, with distinction. David holds a Series 7, 63, and 65 license, and is a RIA in MI, IL, TX, AL.