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About David

David Howard

Financial Advisor

Phone: 
586-493-9989
Fax: 
586-468-6793

As an Independent Financial Advisor, David Michael Howard sits down with clients and prepare a plan that is in-line with their legal plan.

David and his team focus on conservative investments at Simasko Financial, focusing on investments that preserve their clients' wealth with opportunity to accrue wealth.

David strives to provide clients with a wealth of information in the form of education on financial products and our services, calculators, and research reports. His specialty is to help clients better understand retirement planning and how he can make it easy to understand how they can protect their hard-earned assets.

David and his team have portfolios' developed for each type of client based on their level of risk; ranging from Income Preservation, Balanced Income, Balanced Growth, Growth, and Aggressive Growth. These portfolios are constantly updated to adapt to rapidly changing economical environment. Although they specialize in the elder community, they also provide financial guidance to prospective clients in all phases of their careers, and retirements.

David Michael Howard graduated from Central Michigan University with a Bachelor’s of Science in Business Administration, concentration in finance and economics, with distinction. David holds a Series 7, 63, and 65 license, and is a RIA in MI, IL, TX, AL.

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Patrick M. Simasko is an owner of Simasko, Simasko and Simasko, P. C., and also an owner of Simasko Financial Services. Simasko Financial is engaged in providing financial advice as well as providing financial and insurance products such as annuities.  As a result, at times he is simultaneously engaged in the practice of law and in a non-law business relating to the sale of insurance products such as annuities for which he may receive commissions of the sale of insurance products such as annuities. Advisory services offered by Core Cap Advisors Inc., a registered investment advisor. Simasko Financial and Core Cap are separate and unaffiliated entities. This material has been prepared for informational and educational purposes only.  It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.  Please consult with a professional specializing in these areas regarding the applicability of this information to your situation. We will discuss general retirement products such as annuities, long-term care and life insurance.

Patrick M. Simasko is an owner of Simasko, Simasko and Simasko, P. C., and also an owner of Simasko Financial Services. Simasko Financial is engaged in providing financial advice as well as providing financial and insurance products such as annuities.  As a result, at times he is simultaneously engaged in the practice of law and in a non-law business relating to the sale of insurance products such as annuities for which he may receive commissions of the sale of insurance products such as annuities. Advisory services offered by Core Cap Advisors Inc., a registered investment advisor. Simasko Financial and Core Cap are separate and unaffiliated entities.

This material has been prepared for informational and educational purposes only.  It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.  Please consult with a professional specializing in these areas regarding the applicability of this information to your situation. We will discuss general retirement products such as annuities, long-term care and life insurance.

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